Express PWC Policy by Pacific Marine

Your clients can be confident that PMU underwriters provide the best personal watercraft insurance product and policy knowledge. Our Express PWC policy and easy to use portal lets you shine with your clients for same day insurance for popular PWC’s such as Sea-Doo, Kawasaki and Yamaha.

Our PMU Express PWC insurance policy includes:

$2 Million limit of Protection & Indemnity (Liability) Coverage
Agreed Value Coverage (under 5 years old)
Coverage for Water Sports on PWCs with seating for 3
Emergency Expense ($1,000) – We offer towing and assistance in the event of a mechanical failure or if you run out of fuel
Personal Effects Coverage ($2,000) – Protect your personal contents on board

Express PWC Policy Information

If your client meets the following criteria you can quote, bind and issue a policy from our state-of-the-art broker portal, you can issue a PWC policy without a photo, survey, or a signature:

  • Owner is  a resident of Ontario, Quebec or British Columbia, Alberta, Saskatchewan and Manitoba and 20 years of age or older.
  • Owner has minimum of 2 years experience operating boats and hold a valid PCOC.
  • Less than 2 boat claims in the past 5 years.
  • No major driving violations in the last 3 years.
  • Operators of the PWC are 16 years or older.
  • The engine is stock, with no modifications and not a stand-up model*
  • The PWC is for pleasure use only.
  • Deductible waived in a no-fault accident
  • Emergency towing
  • PWC owners choose their own repair location
  • Damage caused by vermin is not excluded
  • Loss of use coverage and personal items coverage
  • Various payment plans accepted
  • Premium Pay financing available and or payment plan options


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“Pacific Marine is definitely the go-to company in our office when it comes to Jet ski coverage. We can issue a policy for our clients in a matter of minutes, and we know we have provided them with the best coverage on the market.”

Katlyn Patzer, Cook and Cook Insurance, MB