Express Boat Policy by Pacific Marine

PMU is here to provide you with the pleasure craft product and insurance knowledge you need to ensure strong customer service. Our Express policy and easy to use portal lets you shine with your clients for same day boat insurance.

Our PMU Express insurance policy is a comprehensive insurance package which includes:

$2 Million Personal Liability & Indemnity Liability
$2 Million Waterskiing Liability
$2 Million Uninsured/Underinsured Boater Protection
Agreed Value Coverage for Vessels 9 Years Old or Newer/Actual Cash Value settlement on partial and total losses for vessels older than 9 years
$5,000 Personal Effects Coverage
$2,000 Reimbursement of Emergency Expenses (Emergency Towing)

Express PWC Policy Information

If your client meets the following criteria you can quote, bind and issue a policy from our state-of-the-art broker portal

  • A resident of OntarioBritish Columbia, Quebec, Manitoba, Saskatchewan or Alberta and is  aged 20 or older
  • Have a minimum of 2 years experience operating similar boats and a valid PCOC
  • Boat is less than 20 years old
  • Less than 2 boat claims in the past 5 years
  • The boat is max. length 30′, max. value $50K (boat & trailer)
  • Max. speed 60 mph
  • Boat construction is fibreglass, aluminum or fabric
  • Boat is used for personal pleasure use only

Boats that PMU will insure under the small boat insurance Express program:

  • Bowriders/Runabouts
  • Pontoons
  • Cuddy Cruisers
  • Cruisers
  • Ski/wake boats
  • Jet boats
  • Fishing boats
  • Trawlers
  • Fiberglass, aluminum and fabric/rigid hull inflatable construction

Excluded boat types from Express Policy

High performance (+60mph) such as Baja, Donzi, Fountain, Formula, as well as canoes, kayaks, wooden boats, custom made boats, bass boats and boats used for racing (except sail boats)

  • Deductible waived in a no-fault accident
  • Emergency towing reimbursement
  • Boat owners choose their own repair location
  • Damage caused by vermin is not excluded
  • Loss of use coverage and personal items coverage
  • Various payment plans accepted
  • Financing available with monthly payment plans


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"I love working with Pacific Marine. From the ease of their online quoting tool, having billing options to fit all client’s needs and working with a knowledgeable and friendly underwriter – Allicia Campbell! Who wouldn’t choose Pacific Marine as their go-to source for marine insurance!"

Shanna Brooks, Whitley Insurance