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Southern Navigation Insurance

Southern_NavCoverage for sailing the southern seas

Canadians love to travel and boaters are especially adventurous. If you are thinking about sailing to the southern seas make sure your boat insurance will sail along with you.

Requirements for southern navigation coverage

Sailing south requires planning and experience. If you are planning to take or transport your boat to the four zones classified as the southern seas you must meet the following requirements:

  • Must have over five years of boating experience
  • Experience navigating southern waters previously (at least 3 years)
  • Provide a southern navigation experience resume including the boat size operated
  • Provide an itinerary of your southern navigation trip
  • Have a hurricane plan in place during hurricane season

Coverage for the southern seas includes:

  • Four zones stretching from the Atlantic Eastern Seaboard all the way to Southern Caribbean Sea
  • $1MM in protection & indemnity liability
  • Higher liability limits available
  • Owner must me a Canadian resident

Southern navigation coverage

Most pleasure craft insurance policies will have an individual restriction on the use of the vessel clause or an extended navigation limit. These restrictions can be extended to cover one or more of the navigational limits.

For vessels south of 40 degrees North Latitude, during hurricane season which runs from June 1 to November 30 will have some policy restrictions. It is important to note that any damages caused by or resulting from a named windstorm - which is named by the National Oceanic and Atmospheric Administration - will be excluded, unless your boat is under 30' in length, and is stored in a hurricane proof building during this period.

Out of country accident claim service

A yacht, sailboat or any other large boat is a significant investment we want to help you protect. Ensure you have a copy of your policy and if travelling in hurricane season, a copy of your hurricane plan. Your first point of contact is your broker. We have a dedicated team of marine claim specialists to advise you and help you with your claim. Different time zones are not an issue. Our business is to ensure you are covered. We have 24 hr claim reporting and our "claim" to fame is how we help you and your broker get through what can be a stressful time.

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