Ride the Wave Insurance - Pacific Marine Underwriting Managers Ltd

Ride the Wave

This one-of-a-kind Pacific Marine pleasure craft insurance value added endorsement is designed for the water sport enthusiast. This policy has higher limits of coverage to protect water sport equipment and supplies such as wakeboards, skis, ropes, bindings, handles, helmets, gear and accessories.

Enhanced Navipro: Ride the Wave Coverage

Vessels less than $30,000

- $5,000 Boat-towed water sport equipment and gear

- $2,000 Personal effects

- $1,000 Loss of use expenses

- $1,000 Reimbursement of emergency expenses

- $1,000 Search and rescue expenses

Vessels $30K - $100K

- $10,000 Boat towed water sport equipment

- $5,000 Personal effects

- $2,000 Loss of use expense

- $2,000 Reimbursement of emergency expense

- $1,000 Search and rescue expenses

Ride the Wave Plus - over $100K

- $10,000 Boat towed water sport equipment

- $10,000 Personal effects

- $2,500 Loss of use expense

- $5,000 Reimbursement of emergency expense

- $5,000 Search and rescue expenses

Ride the Wave Policy Information

Exclusive to Pacific Marine pleasure craft insurance policies
Higher limits coverage, agreed value, first payer on personal effects
Enhanced limits for water sports enthusiasts

Agreed value
Guaranteed replacement cost for 5 years to a maximum 110% of the value of the vessel
No survey requirements on vessels under 30’
No deductible applies in the event of a covered loss of water sport equipment
Replacement cost settlement on covered losses of water sport equipment
No lay-up restrictions