Products & Services

Pacific Marine underwrites boating policies that are straightforward to understand, flexible and affordable. Our quotes and online applications are backed by our people in three regional offices across Canada.  At PMU, our goal is to provide service excellence to insurance brokers from the initial quote to continued support that will build long lasting relationships.

Our self-serve broker solutions provide online access to issue marine policies quickly without hassles and with affordable rates. Get access to PMU Express and our Broker Connect portal to increase your operation effectiveness with quick and easy policy fulfillment and management. Plus your policies are only a few clicks away, online and when you need them.

For more information on how to get started as a broker partner, contact us today.

Products

Purpose

Policy Features

Express Policy

EXPRESS - SMALL BOAT AND PERSONAL WATERCRAFT POLICY

Get onboard with Express - PMU's flagship online small boating insurance solution for brokers. 

Sign up for PMU Express to issue policies for PWCs (jet skiis) and vessels up to 30ft in length and under $40,000 value.

Qualify, collect premium and issue policy in three easy steps online.

 

 

SMALL BOATS
  • Premiums as low as $325 + $25 Policy fee
  • $2 Million P&I
  • $1 Million Waterskiing
  • $1 Million Uninsured Boater Protection
  • $2,000 Personal Effects Coverage
  • $1,000 Emergency Towing
  • Coverage for Loss of Use
  • No surveys or photos required
  • Option to add Express Enhancement for $25
  • Option to add Personal Accident Extension endoresment for $10

PERSONAL WATERCRAFT

  • Premiums as low as $325 + $25 Policy Fee
  • $1 Million P&I
  • $1 Million Waterskiing
  • $1 Million Uninsured Boater Protection
  • $2,000 Personal Effects Coverage
  • $1,000 Emergency Towing
  • Coverage for Loss of Use
  • No surveys or photos required

Yacht Policy

YACHT POLICY

Quick quote indication, confirm quote with underwriter.  Quotes in one hour.

  • Agreed Value Coverage
  • Replacement Cost on Partial Losses
  • Reducing Hull & Machinery Deductible
  • $1,000 Emergency Expenses (Towing)
  • No Fault Accident Deductible Waiver
  • No Patch & Paint Clause
  • Electrolysis Damage (Galvanic Corrosion)
  • Resultant Damage or Latent Defect Coverage
  • $2,000 Personal Effects Coverage
  • First Payer on Personal Effects Loss
  • No Lay-Up Restriction
  • Loss of Use Coverage
  • Broad Navigating Area
  • Increased P&I limit offered up to $5MM
  • Chartering & Incidental Business Use Coverage Available

YACHT ENHANCEMENT ENDORSEMENT

Available to all boaters for an additional premium.  Included for vessels $100,000 value or higher.

  • Increased limit of $10,000 in Personal Effects
  • Increased limit of $5,000 in Emergency Expenses (Towing)
  • $2,500 in Loss of Use
  • $5,000 in Search & Rescue

SOUTHERN NAVIGATION ENDORSEMENT

For boaters who travel to and stay in southern waters.

  • 4 Zones stretching from the Atlantic Eastern Seaboard all the way to  Southern Caribbean Sea
  • Including navigation to Cuba for Canadian boaters.
  • Competitive Premium
  • Offers up to $1MM P&I
  • Foreign Registration Accepted (Must be Canadian Owner)

STORAGE ENDORSEMENT

Coverage for vessels in storage and not in use for the whole year.

  • Annual Policy for Vessels Stored on the Hard
  • Agreed Value Coverage
  • Replacement Cost on Partial Losses
  • Option to include P&I Coverage
  • Premium close to half the Pleasure-use Premium